Just because you owe money to a credit card, a bank, or a corporation does not meet you don't have rights. In fact, it is quite the opposite. There is a lot of state and federal laws providing you with very strong rights against creditors. Of course, the creditors aren't in a hurry to tell you about those rights. They have their attorneys, you should have yours. If a creditor violates the law in attempting to collect money from you (and they often do) you can sue them for that violation. Don't let yourself get pushed around. Get an attorney. Call us today. Our consultation is free. (312) 523-2166.